Compare our different Checking Accounts and decide which one is right for you!
Free Checking
Regular Checking
Hometown Pride
Peoples Advantage
NOW Checking
Money Market
Minimum to open
$100
$100
$100
$100
$1,000
$2,500
Access to account by Telephone Banking & Internet Banking
Yes
Yes
Yes
Yes
Yes
Yes
FREE Online Banking
Yes
Yes
Yes
Yes
Yes
Yes
FREE Mastercard Debit Card
Yes
Yes
Yes
Yes
Yes
Yes
FREE BillPay
($5.95/mo value)Yes**
Yes**
Yes**
Yes**
Yes**
N/A
$10,000 AD&D Insurance
N/A
N/A
N/A
Yes
N/A
N/A
$2,500 Identity Insurance
N/A
N/A
N/A
Yes
N/A
N/A
Fraud Resolution Service
N/A
N/A
N/A
Yes
N/A
N/A
RX Advantage Prescription
N/A
N/A
N/A
Yes
N/A
N/A
Coast to Coast Vision Discount
N/A
N/A
N/A
Yes
N/A
N/A
Peoples Identity Protection Plan: $10,000 ID Theft Insurance, Fraud Resolution Service, Payment Card Protection, Credit Alert, Card Patrol
$5.95/mo
$5.95/mo
$5.95/mo
Upgrade for $4.95/mo
$5.95/mo
N/A
Monthly Maintenance Fee
$No Fee
$7.00**
$7.00**
$7.00**
$7.00 plus $.25 per debit item*
$7.00 plus $.25 per debit item*
Method to waive fee
One deposit each month must be a direct deposit
*Balance must be over $600. *No fee for students 24 and younger attending school. Proof of enrollment may be required.
*Balance must be over $500. A portion of the fee is donated to hometown projects.
*No fee to those over the age of 50. You earn interest when your balance is $1,500 and over.
*Fees apply if balance falls below $1,000 for entire month cycle. You earn the current NOW interest rate when your balance is $1,000 and over.
*Fees apply if balance falls below $2,500 for entire monthly cycle. You earn the current Money Market interest rate when your balance is $2,500 and over.
Free Checking*
•Minimum deposit to open is $100
•No per-check charges
•No minimum balance required
•No monthly maintenance fee
•Each month, one deposit must be direct deposit
•First check order is FREE
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Hometown Pride Checking*
•Minimum deposit to open is $100
•No per-check charges
•If balance stays over $500 for entire monthly statement cycle—NO maintenance fee
•If balance falls below $500 on any day during the monthly statement cycle—the maintenance fee is $7.00
•FREE checks available
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NOW Checking*
•Minimum deposit to open is $1,000
•If balance stays over $1,000 for entire monthly statement cycle—NO maintenance fee
•If balance falls below $1,000 on any day during the monthly statement cycle—the maintenance fee is
•$7.00 and a $.25 per debit charge is incurred
•Check printing charges vary depending on check style selected.
•For every day that your balance is $1,000 or more, you earn interest at the current rate for NOW
Checking
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Regular Checking*
•Minimum deposit to open is $100
•No per-check charges
•No minimum balance required
•If balance stays over $600 for entire monthly statement cycle—NO maintenance fee
•If balance falls below $600 on any day during the monthly statement cycle—the maintenance fee is $7.00
•No monthly maintenance fee for students. A student is someone 24 and younger attending school.
•Proof of enrollment may be required. Check printing charges vary depending on check style selected
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Money Market Checking*
•Minimum deposit to open is $2,500
•Banking Regulation D limits money market accounts to 6 withdrawals per month of any type with the exception of unlimited withdrawals made in person, by mail, messenger or ATM.
•If balance stays over $2,500 for entire monthly statement cycle—NO maintenance fee
•If balance falls below $2,500 on any day during the monthly statement cycle—the maintenance fee is
•$7.00 and a $.25 per debit charge is incurred
•Check printing charges vary depending on check style selected
•For every day that your balance is $2,500 or more, you earn interest at the current rate for Money Market Checking. Rates are tiered according to the ledger balance
Peoples Advantage Checking*
•Minimum deposit to open is $100
•No per-check charges
•No monthly maintenance fee to those age 50 and over
•Monthly maintenance fee of $7.00 to those under age 50
•FREE checks available
•For every day that your balance is $1,500 or more, you earn interest at the current rate for Peoples
•Advantage
•Benefits include:
- $10,000 Accidental Death and Dismemberment Insurance**
- $2,500 Identity Theft Insurance with Fraud Assistance
- RX Advantage Prescription Drug Program***
- Online Local Savings
- Coast To Coast Vision Plan
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Peoples Identity Protection Plan
•Available on any checking account for a monthly fee of $5.95
•See brochure for details.
*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM
withdrawals, or other electronic means, as applicable.
**Accidental Death Insurance is offered by Affi nion Benefi ts Group and is underwritten by Hartford Life Insurance
Company. A portion of the monthly membership dues, if applicable, will be used to pay the
insurance premium to the plan administrator. As a member you’ll automatically receive new benefi ts as
they are added to your program. Coverage is divided equally among co-owners of joint accounts. The
24-hour Accidental Death and Dismemberment Insurance benefi t reduces by half at age 70. The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the fi nancial institution or an affi liate, and not insured by any agency of the U.S.
***This is not insurance.
Compare our differerent Checking Accounts and decide which one is right for you!