Real Estate Lending and Mortgage Services

Buying, Building, Refinancing - We’ve got what you need!
We pride ourselves in getting to know our customers and their needs.  Whether you are buying a lot or land, building a new home, buying a home, refinancing an existing home or thinking about a home equity line of credit - we have loan officers that can help you every step of the way.

Buying a Lot or Land
Found that dream lot?  Always wanted some land to have some room to breathe?  We can help.  All of our loan officers are very knowledgeable about this area and can help you determine the best method of financing. 

Building a Home
Finally found a house plan that works for you and your life style?  Now you want to work with someone that can make it a reality.   The Peoples Bank offers construction loans that can take you right on in to your permanent financing with less hassles and fewer closing costs.

Buying a Home
By working with the loan specialists at The Peoples Bank, you are able to benefit from our years of
experience in finding the best mortgage products on the market.  Come get to know us so that we can help you get into your dream home. 

Refinancing Your Existing Home
With all the talk about interest rates, it can be very confusing to understand.  Not all deals are as good as they sound. Let us help.  It is what we do. 

Loan Specialists
We have people at each location that can help you with your needs.  Looking for permanent residential financing?  Check out our Mortgage Services.

Mortgage Services
With a wide range of mortgage products to offer, our Mortgage Services team can custom fit the right solution for you.  Our team offers competitive rates and low closing costs on purchases and refinances.  We are available to meet you at any of our three locations.  Call today to learn more about the available mortgage products such as:

Mortgage Specialists:
Jackie Cruce                   Cindy Carney
Sinclair Office                  Oconee Crossings
w: 706-485-8542              w: 706-485-5244
c: 478-454-7019