Personal Checking
Free Checking
– Minimum deposit to open is $100
– No per-check charges
– No monthly maintenance fee
– Each month, one deposit must be direct deposit
– First check order is FREE
Hometown Pride Checking
– Minimum deposit to open is $100 – No per-check charges – First check order is FREE – Monthly maintenance fee of $7.00 – A portion of the monthly maintenance fee is donated to hometown projects
Home Town Pride Checking (50)
– Minimum deposit to open is $100 – No per-check charges – First check order is FREE – No monthly maintenance fee – Eligibility Requirement – At least one accountholder must be age fifty (50) or older.
NOW Checking
– Minimum deposit to open is $1,000 – If balance stays over $1,000 for entire monthly statement cycle-NO maintenance fee – If balance falls below $1,000 on any day during the monthly statement cycle-the maintenance fee is $7.00 and a $.25 per debit charge is incurred – Check printing charges vary depending on check style selected. – For every day that your balance is $1,000 or more, you earn interest at the current APY for NOW Checking
Regular Checking
– Minimum deposit to open is $100 – No per-check charges – If balance stays over $800 for entire monthly statement cycle-NO maintenance fee – If balance falls below $800 on any day during the monthly statement cycle-the maintenance fee is $9.00 – No monthly maintenance fee for students. A student is someone 24 and younger attending school. Proof of enrollment may be required. – Check printing charges vary depending on check style selected
Money Market Checking
Health Savings Account Checking (HSA)
– When you buy a high-deductible insurance policy to cover major medical expenses, you need to set money aside in a Health Savings Account to pay for everyday health care costs. Money earned in a HSA accumulates tax-free, and whatever is withdrawn for qualified medical expenses is also tax-free.