Banking Regulation D limits savings accounts to 6 withdrawals per month of any type with the exception of unlimited withdrawals made in person, by mail, messenger or ATM.
You are allowed 7 free debits of any type per quarterly statement cycle before incurring an excessive activity charge. All debits after 7 will be charged $2.00 per debit during that quarterly statement cycle.
If balance stays over $100 for entire quarterly statement cycle-NO maintenance fee.
If balance falls below $100 on any day during the quarterly statement cycle-the maintenance fee is $3.00.
For every day that your balance is $100 or more, you earn interest at the current rate for Regular Savings.