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Business Checking

Commercial Business Checking

– Minimum deposit to open is $100.
– If balance stays over $1500 for entire monthly statement cycle – NO maintenance fee.
– If balance falls below $1500 on any day during the monthly statement cycle:
– The monthly maintenance fee will be $8.00.
– The first 20 debits are FREE.
– The 21st debits and beyond incur charges of $.15 per item.
– Check printing charges vary depending on check style selected.

Now Commercial Checking

– Minimum deposit to open is $1,000.
– If balance stays over $1,000 for entire monthly statement cycle-NO maintenance fee.
– If balance falls below $1,000 on any day during the monthly statement cycle-the maintenance fee is $7.00 and a $.25 per debit is incurred.
– Check printing charges vary depending on check style selected.
– For every day that your balance is $1,000 or more, you earn interest at the current rate for NOW Checking.
– NOW Commercial Checking accounts available for non-profit and sole proprietor accounts only.

Commercial Money Market Checking

– Minimum deposit to open is $2,500.
– NO per check charges.
– NO monthly maintenance fees.
– For every day that your balance is $5,000 or more, you earn interest at the current rate for Money Market Checking. Rates are tiered according to the ledger balance.
– Check printing charges vary depending on check style selected.

Regular Non-Personal Checking

– Minimum deposit to open is $100.
– No per-check charges.
– If balance stays over $800 for entire monthly statement cycle-NO maintenance fee.
– If balance falls below $800 on any day during the monthly statement cycle-the maintenance fee is $9.00.
– Check printing charges vary depending on check style selected Designed for clubs and associations, such as Girls Scouts, Boy Scouts, schools, etc.

*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means, as applicable.

*(NSF) Non-Sufficient Funds Fees
As per your account agreement, we may charge you non-sufficient funds fees for each resubmission or representment of a debit item, which means you may incur multiple non-sufficient fund fees if a debit item is returned more than one time.