Personal Savings
Compare our different Savings Accounts and decide which one is right for you!
Cool Cat Club Savings
– Minimum deposit to open is $5.
– You are allowed 7 free debits of any type per quarterly statement cycle before incurring an excessive activity charge. All debits after 7 will be charged $2.00 per debit during that quarterly statement cycle.
– No quarterly maintenance fee.
– For every day that your balance is $5.00 or more, you earn interest at the current rate for Cool Cat Club Savings.
– Interest is compounded quarterly.
– Special events are included with this account.
– Eligibility Requirements: Birth to age 12 years old
– At the age of 13, the account will be changed to an iSavings Account.
isavings
– Minimum deposit to open is $10.
– You are allowed 7 free debits of any type per quarterly statement cycle before incurring an excessive activity charge. All debits after 7 will be charged $2.00 per debit during that quarterly statement cycle.
– No quarterly maintenance fee.
– For every day that your balance is $10.00 or more, you earn interest at the current rate for iSavings.
– Interest is compounded quarterly.
– Eligibility Requirement: Age 13 to 17 years old
– At the age of 18, the account will be changed to a Regular Savings Account.
Regular Savings
- – Minimum deposit to open is $100.
– You are allowed 7 free debits of any type per quarterly statement cycle before incurring an excessive activity charge. All debits after 7 will be charged $2.00 per debit during that quarterly statement cycle. - – If balance stays over $100 for entire quarterly statement cycle-NO maintenance fee.
- – If balance falls below $100 on any day during the quarterly statement cycle-the maintenance fee is $3.00.
- – For every day that your balance is $100 or more, you earn interest at the current rate for Regular Savings.
- – Interest is compounded quarterly.
*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means, as applicable.
*(NSF) Non-Sufficient Funds Fees
As per your account agreement, we may charge you non-sufficient funds fees for each resubmission or representment of a debit item, which means you may incur multiple non-sufficient fund fees if a debit item is returned more than one time.